Are you in need of a loan? Get it now! Seemingly, there are enough indications for borrowers to celebrate the festive season as lenders have been coming out with discounted loan schemes. A sharp drop in interest rates comes as a relief for millions of borrowers. Be it a home loan, corporate loan, auto loan or education loan, this is the perfect time to go in for any. Recently, RBI has cut down key interest rates for the sixth time in last seven months.